Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY)

Government may double Insurance cover under Ayushman Bharat to 10 lakh

 The government is considering doubling the insurance cover provided by the Ayushman Bharat 

health scheme from the current Rs 5 lakh to Rs 10 lakh.

 This expansion is aimed at ensuring that serious diseases like cancer and transplants, which 

require higher expenditure, are covered under the scheme.

 Plans are in place to include additional groups of benefi ciaries in the Ayushman Bharat Pradhan 

Mantri Jan Arogya Yojana (AB PM-JAY). 

 These groups may include Kisan Samman Nidhi recipients, construction workers, non-coal mine 

workers, and ASHA workers over the next three years .                                         Ayushman Bharat –Pradhan Mantri Jan AarogyaYojana 

 Ayushman Bharat- Pradhan Mantri Jan ArogyaYojana (PMJAY) will provide a cover of up to Rs. 

5 lakhs per family per year, for secondary and tertiary care hospitalization.

 PMJAY will provide cashless and paperless access to services for the benefi ciary at the point of 

service.

 It adopts a continuum of care approach, comprising two interrelated components: Creation 

of 1,50,000 Health and Wellness Centres which will bring health care closer to the homes 

of the people.

 These centers will provide Comprehensive Primary Health Care (CPHC), covering both maternal 

and child health services and non-communicable diseases, including free essential drugs and 

diagnostic services. 

 The second component is the Pradhan Mantri Jan ArogyaYojana (PMJAY) which provides health 

protection cover to poor and vulnerable families for secondary and tertiary care.